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Areas of Focus

Our startups develop solutions in areas such as:

AI, data and analytics

Machine learning tools to better engage with customers and increase revenue.

Alternative finance

Novel lending, credit, mortgage and investment tools for businesses and consumers.

Cybersecurity and digital identity

Identity verification and safe transaction tools that protect personal information.


Technologies that are revolutionizing on-demand insurance and risk management.

Online and mobile retail

Tailored shopping solutions for on-the-go purchases and improved customer engagement experiences.

Payments and remittance

Cloud-based platforms and blockchain solutions that enable fast, secure payments anywhere in the world.

Our Ecosystem

The MaRS Fintech ecosystem consists of entrepreneurs, investors, scientists, policy makers, corporates and world-renowned research institutions.

Our Team

Roy Kao

Roy Kao

Managing Director, Fintech Venture Services

A tech expert and entrepreneur of more than 20 years, Roy leads a passionate team of industry experts, helping Canadian fintech companies, as well as traditional institutions, grow and succeed. Prior to joining MaRS, Roy was the founding CTO of Lendified, and co-founder of Alpha Insights, a data and analytics strategy consultancy for the financial services vertical. He was also CEO of his family-owned business, Bentley & Co. Ltd, operating out of New York City and Shanghai. Roy is fluent in Mandarin Chinese and English. He graduated from the University of Toronto, specializing in computer science and economics.

Michelle Peng Greenberg

Michelle Peng Greenberg

Senior Manager, Partnerships, Fintech

Michelle Peng Greenberg is the Senior Manager, Partnerships, Fintech.

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